About Us

We help you compare loans. You choose the deal.

LoanBot is a finance broking service that uses automation to streamline the process. We access a panel of 55+ Australian lenders and compare products based on your circumstances to show options that may suit your needs — not just the headline rates you see online.

LoanBot AI

💡

Rate Matched

4.89% APR

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Credit Check

Soft Pull Only

⚡

AI Decision

Instant

30+

Lenders

5.2%

Avg Rate

$42M

Funded

< 2hr

Approval

What Makes Us Different

Many people only consider one lender. We give you access to a broad panel — from major banks to specialist non-bank lenders — so you can compare options in one place.

Whether your profile is straightforward or more complex, we work with lenders who accommodate a wide range of borrower situations. Our goal is simple: help you understand your options and make an informed choice.

A brokerage fee applies. Because parts of our process are automated, our fee may be lower than a traditional broker.

We recommend products based on your circumstances, not on the commission payable.

We are credit representatives operating under an Australian Credit Licence.

Your information is handled in line with strict privacy and confidentiality requirements.

How It Works

Our Process, Step by Step

We don't just click submit and hope for the best. Here's exactly how we work to get you the right outcome.

STEP 01

Submit Your Documents

We'll ask you to provide the essentials: recent payslips (last 2–3), bank statements (last 90 days), a copy of your ID, and details about the asset or loan purpose. For business loans, we may also need your financials or BAS statements.

Recent payslips (last 2–3)
90 days bank statements
Government-issued ID
Asset details or loan purpose
ABN/financials (business only)

STEP 02

We Assess & Compare

Our team reviews your documents and assesses your profile against our panel of 55+ lenders. We identify which lenders may suit your credit profile and loan type — before any formal application is lodged.

Credit profile review
Lender eligibility check
Rate & term comparison
No credit impact at this stage

STEP 03

We Present Your Options

Once we've identified suitable options for you, we'll walk you through each one clearly — explaining the rate, comparison rate, monthly repayments, fees, and any conditions. No pressure, no jargon.

Side-by-side loan comparison
Full rate & fee breakdown
Monthly repayment estimates
Plain-English explanation

STEP 04

We Lodge Your Application

Once you choose an option you're comfortable with, we lodge the formal application and manage the process through to settlement. At this stage, the lender conducts its full assessment, which typically includes a hard credit enquiry that may impact your credit score. We keep you updated from submission through to approval and settlement.

Formal application lodgement
End-to-end process management
Settlement coordination
Support available post-settlement

Our Values

What We Stand For

Transparency First

We're upfront about our brokerage fee from the start. Because parts of our process are automated, our fee may be lower than what you'd pay with a traditional broker.

Suitable Options Matching

We compare across our full lender panel to show options that may suit your situation — not just the simplest path.

Borrower Centric

We work for you. Our role is to compare products and rates across our lender panel and recommend options based on your circumstances — not on the commission payable.