Loan Products

Every Loan Type, One Platform

Choose your loan type and find the perfect financing solution for your needs.

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Personal Loans

AI-matched to your lifestyle in minutes

Covers:

TravelWeddingRenoSolarDebt FreeMedicalEducationTravelWeddingRenoSolarDebt FreeMedicalEducation

< 2 hrs

Approval

$100K

Max Loan

55+

Lenders

None

Credit Hit

Travel & Vacation

Fund your dream getaway with quick approvals

No collateral needed. Funds available in 24 hours. Perfect for domestic or international travel.

Loan Amount$5,000 – $75,000

Interest RateFrom 6.85% p.a.

Wedding

Make your special day perfect without financial stress

Flexible terms up to 60 months. Fixed monthly payments. No restrictions on how you use the funds.

Loan Amount$5,000 – $100,000

Interest RateFrom 6.85% p.a.

Debt Consolidation

Combine multiple debts into one manageable repayment

Potential to reduce your interest costs or monthly payments, depending on your situation. Clear and transparent fee structures.

Loan Amount$10,000 – $150,000

Interest RateFrom 6.85% p.a.

Home Improvement

Renovate and upgrade your living space

Funds for kitchen, bathroom, roofing, and more. No lien on your property.

Loan Amount$5,000 – $100,000

Interest RateFrom 6.85% p.a.

Medical Expenses

Cover health & wellness costs without delay

Fast approval for urgent medical needs. Covers procedures, treatment, and ongoing care.

Loan Amount$5,000 – $75,000

Interest RateFrom 6.85% p.a.

Education

Invest in your future with competitive rates

For tuition, books, and living expenses. Covers undergraduate and graduate programs.

Loan Amount$5,000 – $75,000

Interest RateFrom 6.85% p.a.

Pool Loans

Finance your dream backyard pool

Dedicated pool financing with competitive rates. Cover installation, landscaping, and equipment.

Loan Amount$10,000 – $150,000

Interest RateFrom 6.85% p.a.

Solar Energy Loans

Go green and reduce energy bills

Finance solar panels, batteries, and installation costs. Government rebates may apply.

Loan Amount$5,000 – $100,000

Interest RateFrom 6.85% p.a.

Bad Credit Personal Loans

Lending solutions for all credit profiles

We work with specialist lenders who consider your full financial picture, not just your score.

Loan Amount$5,000 – $50,000

Interest RateFrom 13.90% p.a.

Rates shown are advertised starting interest rates offered by lenders in our panel and are subject to change. Comparison rates are available on request. Fees, charges, terms and lending criteria apply, and all credit is subject to approval by the lender.

How It Works

Simple. Fast. Smart.

Tell Us Your Needs

Answer a few quick questions about the loan type and amount you're looking for.

Get Matched Quickly

LoanBot compares 55+ lenders to show options that may suit your needs.

Review Your Options

See suitable options based on your profile. Our initial assessment uses a soft enquiry only.

Apply & Settle

Choose a lender and we lodge your application. The lender conducts its assessment and funding follows approval.

Why LoanBot

The LoanBot Advantage

2-Minute Application

Our streamlined process gets you a decision fast

Quick Decisions

Timing varies by lender and your situation

Soft Check Only

Our initial assessment uses a soft credit enquiry

Human Support

Real loan specialists available to help