Loan Products

Every Loan Type, One Platform

Choose your loan type and find the perfect financing solution for your needs.

LoanBot AI Active

Business Loans

Covers:
ExpansionEquipmentWorking CapitalFranchiseStartupLine of CreditExpansionEquipmentWorking CapitalFranchiseStartupLine of Credit

Working Capital

Daily operational expenses and cash flow needs

Quick funding for payroll, inventory, and supplies. Flexible repayment terms. Competitive rates.

Loan Amount$10,000 – $500,000
Interest RateFrom 6.95% p.a.

Equipment Financing

Purchase machinery & equipment for operations

Finance with the asset as collateral. Terms matched to equipment lifespan. Fast approval.

Loan Amount$10,000 – $1,000,000
Interest RateFrom 6.95% p.a.

Business Expansion

Scale and grow your business into new markets

Funds for new locations, marketing, or additional inventory. Flexible terms up to 7 years.

Loan Amount$25,000 – $1,000,000
Interest RateFrom 6.95% p.a.

Startup Capital

Launch your new business with confidence

First-time founder friendly. No revenue history required. Mentorship programs available.

Loan Amount$5,000 – $250,000
Interest RateFrom 9.40% p.a.

Line of Credit

Flexible ongoing credit access as needed

Draw only what you need. Pay interest only on what you use. Ideal for seasonal businesses.

Loan Amount$10,000 – $500,000
Interest RateFrom 6.95% p.a.

Unsecured Business Loans

No collateral required for fast funding

Borrow based on business performance alone. No assets needed. Fast approvals for eligible businesses.

Loan Amount$10,000 – $500,000
Interest RateFrom 6.95% p.a.

Transport & Equipment Loans

Finance vehicles and machinery for your business

Covers trucks, forklifts, trailers and heavy equipment. Asset used as security for competitive rates.

Loan Amount$10,000 – $1,000,000
Interest RateFrom 5.75% p.a.

Franchise Loans

Fund your franchise purchase or expansion

Specialist franchise lending with lenders who understand franchise models and their revenue potential.

Loan Amount$20,000 – $1,000,000
Interest RateFrom 6.95% p.a.

Business Line of Credit

Revolving credit for ongoing business needs

Draw and repay as needed. Only pay interest on what you use. Great for managing cash flow gaps.

Loan Amount$10,000 – $500,000
Interest RateFrom 6.95% p.a.

Rates shown are advertised starting interest rates offered by lenders in our panel and are subject to change. Comparison rates are available on request. Fees, charges, terms and lending criteria apply, and all credit is subject to approval by the lender.

How It Works

Simple. Fast. Smart.

01

Tell Us Your Needs

Answer a few quick questions about the loan type and amount you're looking for.

02

Get Matched Quickly

LoanBot compares 55+ lenders to show options that may suit your needs.

03

Review Your Options

See suitable options based on your profile. Our initial assessment uses a soft enquiry only.

04

Apply & Settle

Choose a lender and we lodge your application. The lender conducts its assessment and funding follows approval.

Why LoanBot

The LoanBot Advantage

2-Minute Application

Our streamlined process gets you a decision fast

Quick Decisions

Timing varies by lender and your situation

Soft Check Only

Our initial assessment uses a soft credit enquiry

Human Support

Real loan specialists available to help

LoanBot

An AI-supported loan platform for car, personal and business finance. Fast processing, clear rate comparisons, and a brokerage fee that may be lower than traditional brokers because automation reduces manual work.

Contact

  • admin@loanbotai.com.au
  • 21 Nicklin Way, Buddina QLD 4575
  • Mon – Fri: 9:00 AM – 5:00 PM AEST

SANDSIM PTY LTD (ACN: 116 778 879) is a credit representative 579856 of Viking Asset Aggregation Pty Ltd | ACN 661 296 457 | Australian credit licence 543046. LoanBot is a trading name of SANDSIM PTY LTD (ABN 47 713 697 467).

This website is designed to provide you with factual information only. We do not provide financial or investment advice. Information on this site does not take into account your needs, objectives or financial situation. To understand whether a credit product is right for you, speak to one of our accredited Finance Brokers. Credit provider terms, conditions, interest rates, fees, charges and minimum loan amounts apply. Credit is subject to approval by the relevant credit provider.

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